Tuesday, September 27, 2022

What makes me say 361 degrees of solution - CFP cm certification - financial planning

What makes you say 361 degrees of Solution provider?

Glad to share that yet another year of renewal of CFP cm certification, which does not just happen by chance, but happens by continous learning and upgradation.

Also, have shared what CFP Certification journey covers.

You will note it covers -
_ Investments - technicals and products
_Insurances and risks management
_Economics (global as well as domestic)
_Estate planning (operate,manage and transfer)
_Tax Optimization /  management (personal finance)
_Person skills and behaviour understanding and application

plus, the certification involves min.3 yrs of experience and most important continous learning for renewals.

and, I have 17+ yrs of experience in #personalfinance

Financial Planning Standards Board Ltd.  is worldwide recognizing body for cfpcm (#financialplanning) certification and continous learning.

I get lot of parents and teens asking me on what should I pursue if I am interested in personal finance and my first choice is CFP CM. (not only because I have done it, but because of majorly 2 reasons -1- It's not easy but global which covers most extensive topics in personal finance 2- there is increasing awareness and demand but very few who actually have there own practice)

I would be glad to share my expereince.

#financialplanner #financialfreedom #investingforbeginners
#wfpd2022 #investments

Thursday, September 08, 2022

The only real reason for gap in Investor return vs Investment returns and it's not to blame investors

I always feel bad when financial experts blame #investorbehaviour,  Typically  saying & showing, investor return vs investment return.

The falling market fear, not holding for longterm are reasons shown, but the only true reason is, Family need and short of resources.

Koi shak?

Tuesday, August 30, 2022

Residential Real Estate All India index growth as declared by RBI

Real estate all india Housing Price residential indice growth as today declared by RBI has come at 3.5 Q1 22-23 as against previous quarter recorded 1.8 and 2 a year ago.

Since, 2012-13, real estate residential market had started it's downward trend and consolidated for long untill the upward trend started reversing in 2021.

Where are you from and how much growth you have seen in your city?

Will the market remain in uptrend?

Where do you think the market will increase the most?

Kirtan A Shah
Ruparanjan Mohapatra
Abhishek Arjun
Abhishek Ganeriwala
Nikhil Gopalakrishnan
Christopher Manoharan
Ashish Singodia
Nirav Saraiya
Gopal Jhaveri
Rachit Vora
Ashwin Ramchandani
Kriti Belwal
Jesse J
Manoj Kumar Mahto
Bhavin Kothari
Sharad Kumar

#realestate #assetallocation #financialplanning #financialplanner #financialfreedom #housing #househunting



Monday, August 29, 2022

Reliance Industries today indicated Succession plan - Have you done your estate planning? what is your asset or wealth transfer plan?

Clear succession plan for Reliance group indicated today, by Mukesh Ambani ji.

What is your succession plan?

It is never about the size of wealth, it is about  how seriously take your hard earned money and how badly you want the wealth to be useful to whom you want it to be used.

Do you have your Succession plan thought and in place?, irrespective of the age or life stage you are.

#financialplanning #financialplanner #financialfreedom #estateplanning #successionplanning #personalfinance #relianceindustries

Friday, August 19, 2022

Recent Bombay Stock Exchange warning / alert / awareness smses to investors

Good such alert / warning / awareness messeges are sent, but shouldn't this also include non certified, non regulated finfluencers as well?

There are so many who write everything including
_ top 5 mutual funds to buy today,
_ best 3 smallcap funds to buy in 2022,   _ top 5 debt free scripts to add in your portfolio which can double in 3 years etc etc and
at the end write ,
this is not investment advice, kindly consult your financial advisor / planner.

I believe, there needs to be regulation regarding who can spread financial education (may be appoint such experts who are passing certain criteria - certification, working experience, proven specialisation on content and its originality etc- first quick thoughts)

What say?

Monika Halan ji
Anagh Pal
Ruparanjan Mohapatra
Ashish Singodia
Kirtan A Shah

#financialliteracy #financialfreedom #financialplanning #financialplanner  #mutualfund  #wealthcreation


Wednesday, August 17, 2022

What should be my Investing strategy now? 17th August, 2022. - revealed suitable

17th June, 22 #sensex made low of 50,921 and today's top is 60,257, clean about 9000 points one side rally in just 2 months. (today 17th August, 22)

May, 22 #rbi increased repo rates and today it seems we are pretty much near the top of repo rate hike (most likely, unless circumstances and data say otherwise).

Strategy application ?-

Equity Market levels seems to be at fair or just above fair levels, and

1- staggering investments,
2- wait for opportunity or
3- taking some startegic exposure to debt

would be a good strategy if you are looking to invest for 3 and more years horizon.

Always have a suitable #assetallocation in place and 'don't just follow my words', as this is general and your situation could be different.

#mutualfund #investingforbeginners #financialfreedom #wealthcreation  #financialplanning #financialplanner #nifty #personalfinance

image screenshot - moneycontrol.com

Thursday, July 28, 2022

Feeling of a Professional salaried employee - tax payer, while paying tax

This is peak point in time when salaried feel the pain and

that 'we are taxed the most, because we are honest + salaried'. - Happy #taxfiling

#financialplanning #financialfreedom #professionals #financialplanner

Abhishek Kulkarni
CA Chintan Dedhia
CA Yogesh Awasthi 🇮🇳
Ruparanjan Mohapatra
CA. Anand Lunkar
Kirtan A Shah

Image Credit - indiabrefing 

Sunday, July 24, 2022

Happy Parents Day, 24th July,2022- gratitude

Happy Parents day. Today i.e. 24th July, being fourth Sunday in July, is celebrated  as #parentsday.

It is celebrated not only for mothers and fathers but also for guardians, elder sinlings, etc etc. all who played role as a parent in your life.

#happyparentsday #celebratelife #gratitude #financialfreedom #financialplanning #parentalleave

Image credit - pinterest.