Wednesday, June 29, 2022

How would you respond to this Financial Influencers statement? Fun in Fundamentals

'Yeh aasman kab saaf hoga, kaley ghaney badal kab jayengey?' - A financial Influencer wrote in his group.

Group member 1- 'Rainy seson is on Sir' 🤪

Group member 2- ' jab hava kaa rukh badlega'

How would you respond?
How do you find above resonses?

#influencer #financialplanning #financialfreedom #financialplanner #marketwatch #mutualfund 


Home buying Dilemma - Real life decision making

Dilema ,
Yesterday a friend called me and had home buying decision making query-

Viresh, I have 2 thoughts, (after many filtered down)

A- buying a home which is near to station and is available at say 'X'

B- buying a home which is about 2 kms. away from station and is available at 'X minus 13%'.

Viresh we discussed a lot at home between 5 of us, and the challenge was travelling for everyone.

So I came up with a resolution and suggested we buy a economy car and a scooter, which is still going to help us lower the overall spend on the decision.

I want to know, Viresh , what are your thoughts?

What would be your advise?
Do you agree to this resolution?

#comment and I will share what in DM what I shared my views with him.

Priya Krishnamoorthy
Kirtan A Shah
Ashish Singodia
Abhishek Ganeriwala
Abhishek Kulkarni
Prajakta Sarfare
Vinay Pagare
CA. Anand Lunkar
Milind Shah
Milin Shah, CISSP
Amit Narang CFA (ICFAI)
MANMOHAN SHARMA

#homebuying #financialplanning #financialfreedom #financialplanner

Saturday, June 25, 2022

Yaha aapki Dhanrashi ghatati huii dikh rahi hai - Latest KBC advertisement - Amitabh Bachhan

Although this is #kbc advertisement, but excellently applies to financial management and investing.

2 statement worth noting-

_ 'yaha toh aapki dhanrashi ghatati huii dikh rahi hai'

AND

_ 'gyaan batney sey pehle tatol lijiye'

Video credit - sonyliv

#financialplanning #financialplanner #financialfreedom #investingforbeginners #wfh #jobalerts #hr #couplegoals #investing #disclaimer #wealthmanagement

You saw this ? your view ?

Ashish Singodia
CA Chintan Dedhia
Ruparanjan Mohapatra
Akash Patra
Kirtan A Shah
Ganesh B Nayak
Priya Krishnamoorthy

Click on below link for watching the Kaun Banega Karodpati Advertisement - 

KBC Advertisement of knowledge awareness 25-6-22


 

Friday, June 24, 2022

Be aware before blindly following influencers

Guys, #beware of blindly following any influencer and acting upon the same.

Dividends are not a guaranteed income.

At one point of time hdfc prudence, a balanced category mutual fund with aggressive approach, used to be sold as income plans. Lot of senior citizens fell prey to it and suddenly reliazed the dividend has stopped and there capital invested is also lost.

Do your own due deligence before following influencers.Lot's of influencers have named their IG , Twitter and YT accounts with money or finance in it's names. Just beaware.

Before understanding what they are saying, most important is who is saying and what is background (certification and experience). please understand this first.

#financialplanning #influencer #financialplanner #mutualfund

mentioning for better reach in creating this awareness - Also, if you have come accross some other , do share.

Madhvendra .
Abhishek Ganeriwala
Vipul Prasad
Ashish Singodia
Jesse J
Puja Bakshi
Anamika Chakravarty
Deepika Saraf
Bina Chheda
Divyashikha Gupta
Dr. Jigna Samir Tanna
Priyanka Acharya 
CA. Anand Lunkar
Abhishek Kulkarni
GAURAV BHOSLE
Anagh Pal
CA Yogesh Awasthi 🇮🇳
Akash Patra
CA Arman Nahar

(HDFC Prudence, the fund mentioned here - name was prior to mutual fund categorization by SEBI / AMFI).

LinkedIn for Creators


 

Difficulty managing investments ? - We offer a solution

28 Funds
32 Scrips (3 demat accounts)
9   ULIPs
7.  Insurance policies
2.  Ongoing Mediclaim Policy
1.  Lapsed Mediclaim policy
5.  PPF accounts
1.  Current EPF
1.  Request for withdrawal given
2.  Car loans
1.  home loan
1.  Top up loan
1.  Zero interest 8 month credit card loan
3.  Credit and 1 debit card

and
we are 4 family members.

Viresh in last 9 years this is what I have and I am having a feeling of lost in the dark since last several months as I do not know where to start from and how to organize this to lead in the right manner.

Do you have a close friend, colleague or relative who is experiencing this?

We have a solution.

#financialmanagement #financialfreedom #investmentmanagement
#cashflowmanagement
#financialplanning #investing #personalfinance #financialplanner
#mutualfund

image credit - 



Thursday, June 23, 2022

Government and Citizens disconnect disturbs everyone and a connect is of utmost importance

Government and Citizens partnership is of utmost importance.

Classic example of high chances that government policy may not work-

On one side US government President joe Biden says we are waiving off the duties on petrol and diesel, to least affect consumers and working to bring down inflation and on the other side there is a Report that says record number of travellers are expected to do road travel on July 4 in US.

Isn't there a disconnect?

Do you feel there is similar disconnect in India ?

Do you think this disconnect should be alert for everyone?

How can and who can bridge this?

Kirtan A Shah
Priya Krishnamoorthy
Priyanka- The Copywriter ✍
Priyanka Acharya
Divyashikha Gupta
Ashish Singodia
Abhishek Ganeriwala
Abhishek Kulkarni
CA. Anand Lunkar
Puja Bakshi
Anamika Chakravarty
Prajakta Sarfare
Anagh Pal
Ruparanjan Mohapatra
Nayan Bheda
Charles Victor
CA Shrenik Shah
Chintan Shah
Rajan Parekh

#financialplanning #financialfreedom #investing #personalfinance #inflation


Wednesday, June 01, 2022

Partial approach hurts more - comprehensive approach to everything

' I have started Ayurvedic treatment to resolve longterm gas, acidity and constipation problem since last 3 months, and it is helping.' said my cousin sister.

Add a good diet plan, to make it more effective, as what to eat, when to eat, how much to eat and what not to eat is very important and give a wholesome plan to resolving the problem.

Even right water is important.

Agree ?

Bina Chheda
Dr.Deepika Jain
Rajshree Vachhrajani

Comparing this with investing approach, 1 cr term insurance, co.provided mediclaim, some #mutualfund SIP /s , EPF contribution by itself does not ensure prepared or #financialfreedom l.

A good 360 degree approach is needed, be it food, money management, life plan, excrcise , career plan.

Agree ?

Kirtan A Shah
Ashish Singodia
Anagh Pal
Abhishek Kulkarni
Abhishek Ganeriwala
Vipul Prasad

#financialplanner #financialplanning #healthcare


Friday, May 27, 2022

Returns vs Returns - what matters?

Here are 2 similar situations

CASE A- you invested Rs.10 lacs and after choosing best investment products got 63% returns in 2 and half years.When you received that in bank, you still fell short of need for which it was withdrawn.

CASE B- you invested Rs.10 lacs and after 2 and half years, withdrawn and done down payt.for that dream house as was required.

Returns from investment in % terms is different from money returned in your bank and fullfilling a need for which it was invested and withdrawn.

Such is the difference between 2 ' RETURNS'.

Which returns have you invested for? - Case A or Case B?

Do you already know before investing -

1- what are you investing for?
2- when you will withdraw?
3- what is return required in true sense to satisfy the need that you are investing for?

What say? Share your views

Kirtan A Shah
Ashish Singodia
Puja Bakshi
Prajakta Sarfare
Piyussh A Shah
Vibhav Kulkarni
Abhijeet Jetly
Anamika Chakravarty
Payal Tekchandani
CA. Anand Lunkar
Anagh Pal
Vipul Prasad
Abhishek Ganeriwala

#investing #financialfreedom #investingforbeginners #financialplanner #financialplanning