Saturday, October 16, 2021

Frame your child education - framework

Former ISRO Chairman Dr.K. Kasturirangan is heading a steering committee of 12 member team which is going to work on preparing recomendations for New National Curriculum Framework (N C.F.).

This was last created in 2005, and such framework becomes guidelines and includes study material and books,syllabus and educational systems.

What would be your top points that you would suggest and look out for in the committee recomendations?

#nep #nfc #childeducation #financialplanning #financialfreedom #couplesgoals

Friday, October 15, 2021

Remembering Visionary Dr APJ Abdul Kalam, On his birth anniversary

Remembering visionary Dr Abdul Kalam ji, on his birth anniversary.

#visionary #financialplanning #financialplanner #financialfreedom #personalfinance

You are the CDMO - Chief Decision Making Officer of your Family

You are the CDMO of your family.

Every day, every week, every month, every year for self and near & dear ones , for today and for tomorrow, it is YOU who is continously evaluating, and filtering multiple options and taking decisions to meet need/s eventually by optimizing available resources.

YOU are the CDMO -Chief Decision Making Officer of your family and it's on the day of "dushehra', we remind that killing of evil is a habit.

May the good over power the evil, in our process of decision making.

One does not realise, but everytime one kiils multiple thoughts in mind and come to decision.

Happy Dassera
Happy Dushehra

#happyfriday #financialplanning #financialfreedom #festivalvibes #investingforbeginners

Thursday, October 14, 2021

Is the much awaited Market correction coming?

US inflation @5.4% and India inflation @4.4% is no comparission, but gives some good indication that  FED liquidity is going to get withdrawn sooner, and as early as next month.

Only thing may stop is employment data which is still not improved,but supply disruptions due to employment and labour market is world over,so may be accepted for short period.

So I believe withdrawal of liquidity is given, only the pace of withdrawal is to be watched out for -higher the pace and amounts, higher the global disturbance.

What does it mean for investors like you and me?

With liquidity withdrawal the money will move out from risk assets and investments and will get invested into safe and fixed returns/interest products and assets.

#market  #investments #mutualfund #financialplanning #finaicialfreedom #financialplanner

Wednesday, October 13, 2021

Index at Record highs, should have no major relevance for investor

'Record highs', has just headlines relevance and it's importance should stay and end there and one should not get too exhubarent nor too disturbed with such headlines and discussions.

What matters is 'Value', for investors to stay put, buy, sell or add.

Do you find value or does 'highs' impact your decisions in any way?

#financialplanning #market #mutualfund #wfpd2021 #financialfreedom

Tuesday, October 12, 2021

How to read market trend and not wait for official inflation and interest rate data,without any financial knowledge?

You don't need to be market expert to read the trend.Why do you want to wait for RBI to declare inflation rate and trend and then take a call on investing accordingly?

One just needs to be aware enough on-

A- is your own spending in new list of items adding or increasing (variable/unknown like vacations, repairs, irregular purchases of clothes/accessories/household items etc.)?

B- is your outflow on regular fixed spending increasing (known like milk, electricity, society maintainance, school fees, cable, internet, vegetables/grains/pulses,travel expenses etc)

C- while talking to near and dear ones are there such spending also increasing? (colleagues, friends, relatives, society members etc)

If your own responses to all the above 3 are 'YES' , the the inflation is already moving up and RBI will take 1 to 3 months to report the same.

This YES will also give indication that the banking interest rates will also start moving up in 3 to 6 months.

Keep it simple.
No need to be expert in reading markets and market technicals.

Happy Investing.
Happy Life Journey travel.....

#inflation #financialfreedom #financialplanning #couplesgoals #travelgoals #lifegoals

Short term or Long term ? Your view ?

Amidst the short term view which seems unclear, there is long term bliss, which view are you loonking at?

Stay aligned to your milestones.

#financialplanning #couplesgoals #traveldiaries  #financialfreedom #mutualfunds #goals

Monday, October 11, 2021

Understand and Plot your milestones well to taking any financial milestone decision before action

Did you study and plot well your milestones indepth ,to come to clear, confident and focused action or decision?

Before arriving to a decision of buy, sell, hold, switch, add start with milestones understanding and plotting and only proper financial planning helps do the same with experienced financial planner.

#financialplanning #financialfreedom #financialindependence #financialplanner #investing #personalfinance