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#SEBI #AMFI #Mutualfundssahihai #transmission POST DEATH MUTUAL FUND UNIT TRANSFER MINOR TO MAJOR MUTUAL FUND PROCESS https://ift.tt/37g0OYP #wealthcreation #couplegoals❤️❤️❤️ #couple #financialplanning #financialplanner #cfp #certifiedfinancialplanner

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#irdai IRDAI has deferred the implementation of new norms by two more monthsin which it had asked insurance agents to become eligible to sell ULIPs. With this, insurance agents will have to get mandatory certification and training to sell market-linked products like ULIPs by January 31, 2020. Earlier, IRDAI had toughened the regulations for insurance intermediaries like agents and brokers to sell ULIPs. In fact, it had instructed insurance agents to acquire the eligibility to sell market-linked productsfrom December 1, 2019. However, IRDAI has extended the date of implementation of these guidelines after receiving representations from Life Insurance Council and various life insurers requesting for extension of the deadline. As part of these guidelines, insurance agents will have to attend an additional training session apart from mandatory trainings to become eligible to sell ULIPs. This training would cover topics like development of capital markets, basic knowledge and concept of ULIPs, suitable market segments and so on. Agents selling ULIPs will also need to ensure that their clients understand risks related to ULIPs. Agents will be required to disclose development in other market-linked products like mutual funds.Also, the insurance companies will have to disclose the commission in absolute terms paid to agents in ULIPs. Other key developments are Agents will have to clearly indicate how the premium amount will be segregated towards various heads such as commission, fees, expense ratio and mortality charge Agents will have to disclose heavy upfront charges in the initial years Agents and insurance companies can give benefit illustration by taking 4% and 8% return into account.Also, agents are required to sign the benefit illustration form along with policyholder to ensure that they have not lured investors with attractive returns ULIP advertisements will have to disclose risk involved, difference between ULIPs and other traditional policies, corresponding benchmark returns and so on Among other warning statements, all ULIP advertisements should carry these warning statements, ‘ULIPs are different from traditional insurance products and are subje

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CAN YOU UNDERSTAND THIS ? AM I MISSING SOME SECRET BEHIND THIS ?

DEAR Common man ?

If one of your buyers defaulted your payments to this large extent, would someone feel any good about them ?

IS THERE SOME SECRET BEHIND SUCH STARTLING DIVERSE REACTION ?

https://www.livemint.com/mutual-fund/mf-news/ind-ra-downgrades-voda-idea-debt-to-one-notch-above-junk-31-mf-schemes-exposed/amp-11572688408217.html

On one side Vodafone has is crushing and it's CEO in UK Declaring that they are not making money and finding difficult for Rs.35 thousand odd Supreme court order of payments to be made by them, with this, on 2nd November, It's Rs.3500 Cr. odd Debt papers were re-rated to just above junk category, and since then , the Vodafone stock has doubled .

Surely missing the Business Secret behind this for the Investor to Invest in such a co.m especially at this point of time.

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Keep growing, Never let the 'massoomiyat' go, while you are growing Remember, YOU GREW FOR YOUR DREAMS and everything else was incidental and immaterial as a child #happychildrensday #india #natkhat #childhoodmemories #childhood #bachpan #childhoodphoto

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Dr.Vinita Kadam ,a Neurotherapist with a Mission , a heart and mindset to challange self. What else does one need to grow. Amazing personality #neurotherapist #orthopedicsurgery #neurologist #peadeatricneurotherapist

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Met Enterprenuers with common goal - ' to help others grow and grow together ' #whatsyourplan #whatstopsyou #financiallifeplanning #wealthcreation #workingcouple #coupleplan #financialpriority #goalbased #travelplan #cashflowmanagement #bestinvestmentproducts #household #childplan #bnimumbaione

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Says @drivanmisner #whatsyourplan #whatstoosyou #valuesforlife #wealthcreation #financiallifeplanning #workingcouple #coupleplan #travelplan #lifeplan #happycouple

#advisorzarurihai #advisirjarurihai #whatsyourplan #whatstopsyou #moneymaking #wealthcreation #workingcouple #coupleplan #travelplan #investorsreaction How Investors react ? #costishealth #atthecostofhealth INVESTORS LONGTERM INVESTING JOURNEY

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Let's how many are open to share that they do have a family doctor It's one thing to take their services and it's another to share and thank them openly You are free to write their name as well. #familydoctor #thankyoudoctor #share #whatsyourplan #whatstopsyou #couple #workingcouple #travelplan #coupleplan #hospital #clinic #doctor Thank you Dr. Gohil

There has been query doing the rounds about HDFC Bank disclaimer on responsibility of upto 1 Lac only The DICGC rules of savings upto 1 Lac are only safe in banks, are for years together , and I have even written a article in detail on the same in July, 2018 For details and reference - click on the link below https://ift.tt/32ntQ6z #smallsavings #smallinvestor #hdfc #whatyourplan #investorawareness #awareinvestor #awareness #wealthcreation #bnimumbai #coupleplan #workingcouple #banking #dicgc

Really Economic OR Behavioural ? What's your beating Slowdown plan ? #economicslowdown #whatstopsyou #whatsyourplan #wealthcreation #recession #financiallifeplanning #lifecycle #couplegoals #travelplan #workingcouple

#gharkikheti

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Playing after a gap again #cricket #bni

Jatinji from the famous Jatin Lalit Singers dueo today met

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ARE YOU ON PATH TO CREATE WEALTH ? #checkthisout #whatsyourplan #neutraladvisor #mutialfundsahihai #couplegoals❤️ #traveldiaries #finamcialplanning #financiallifeplanning #couple #wealthcreation

Dont Search these 10 things on Google to stay safe #whatsyourplan #freepersonalfinanceadvice #neutraladvisor #coupleplan #travelplan #financialplanning #financialfreedom #mumbai #borivali https://ift.tt/2LyD2iu