Saturday, February 29, 2020

"I could either be wise about MONEY or LIFE. I choose later." A very profound statement and words of wisdom after coming out of illness ,by Actress Adaa Khan WHAT DO YOU CHOOSE NOW IS IMPORTANT ? #fnquotes #lifebeyondgoals #financialfreedom #lifeofchoice #cfp #financiallifeplanning #certifiedfinancialplanner #wealthcreation #happytogether #financialplanner #retireearly #feeonlyplanner #coupleplan #cashflowmanagement #mutualfundssahihain #financialplanning #personalfinance #retirementplanning #familybudget


Glad to share that today I was Speaking from a stage which is also used today by Mr.Prashant Jain,HDFC Mutual Fund. CEO, Mr.Balasubramanium, CIO, Aditya Birla Sunlife Mutual Fund, Anjali Bhagat, First Female gold medalist from India and Franklin Templeton President #CIFA2020 is Fin.Advisors conference attended by 550+ ,and I spoke on "Fee-Only Practice-Why and how" Sharing stage with such great names, and speaking within the Advisory community and sharing knowledge ,helping grow is another high. #fnquotes #cafemutual #certifiedfinancialplanner #lifebeyondgoals #fnquote #cashflowmanagement #feeonlypractice #cfp #financialplanner #happytogether #finamcialfreedom #mutualfundssahihain


Thursday, February 27, 2020

Either Take FULL LEAP Forward OR Take services of #Professional for a Forward Leap There is NO OTHER OPTION , when you are in problem,other then resolving NO Half Hearted Approach, should be the attitude #FNquotes #rightapproach #solutionmindset #cfp #certifiedfinancialplanner #wealthcreation #livemore #lifebeyondgoals #happytogether #couplegoals #coupleplan #travelgoal #budget #familybudget #cashflowmanagement #financialfreedom #retireearly #retirementplan #financialplanner #financialplanning #feeonlyplanner #cifa2020 #personalfinance #mutualfundssahihai #childeducation #mutualfundssahihai #clientfirst #retirementplanning #travelplan #bestmutualfunds


Wednesday, February 26, 2020

www.iepf.gov.in - CLAIM YOUR's #FNnewsupdate #FNquotes #cfp #claim #lifebeyondgoals #certifiedfinancialplanner #happytogether #investorprotectionfund #ministryoffinance #cifa2020 #financialplanner #couplegoals #coupleplan #retired #retirement #claimprocess #travelgoals #wealthcreation #security #Financialfreedom #quorafinance #wealthcreation #cashflowmanagement #moneywhenyouneed #direction #financialplanning #retirementplan #clientfirst


There is something called MANAGED RISK. DO YOU KNOW YOUR COMFORT ZONE ? #clientfirst #fnquotes #certifiedfinancialplanner #personalfinance #lifebeyondgoals #financialfreedom #financialplanning #financialplanner #loan #liability #cfp #homeloan #homebuy #loanpreclosure #fnquote #childeducation #wealthcreation #happytogether #Financialfreedom #travelgoals #couplegoals #financialadvisor #retireearly #cashflowmanagement #workingcouple #mutualfundssahihain #familybudget #travelplan #bestmutualfund #quorafinance


Tuesday, February 25, 2020

It is as simple as , THE WAY ,if at all, I work today, I will be paid at the MONTH END SO CHOOSE YOUR ACTION's TODAY, wisely. #clientfirst #fnquotes #certifiedfinancialplanner #personalfinance #lifebeyondgoals #financialfreedom #financialplanning #financialplanner #cfp #investmentadvisor #mutualfundssahihai #fnquote #childeducation #wealthcreation #happytogether #livemore #Financialfreedom #bestinvestment #travelgoals #couplegoals #financialadvisor #retireearly #coupleplan #cashflowmanagement #workingcouple #mutualfundssahihain #familybudget #travelplan #bestmutualfund #quorafinance


CHECK THIS BEFORE BUYING U.L.I.P. from Insurance Agent It's not just certification, but also Market Movements and understanding that will have to be checked , especially also comparing with other available products Inshort WHY ULIP , should be very clear in the talks , before buying the same . #FNnewsupdate #FNquotes #cfp #livemore #lifebeyondgoals #riskplanning #insuranceplanning #ulip #irda #lic #certifiedfinancialplanner #financialplanner #wealthcreation #financialfreedom #childeducation #travelgoals #happytogether #coupleplan #retireearly #retirementplanning #investmentplanning #bestinvestment #mutualfundssahinhain #personalfinance #financialadvisor #couplegoals #retirementplan #fnquote #workingcouple #financialplanning


Monday, February 24, 2020

FIND YOUR RIGHT BALANCE ? #clientfirst #fnquotes #certifiedfinancialplanner #personalfinance #lifebeyondgoals #financialfreedom #financialplanning #financialplanner #cfp #investmentadvisor #mutualfundssahihai #fnquote #childeducation #wealthcreation #happytogether #livemore #Financialfreedom #bestinvestment #travelgoals #couplegoals #financialadvisor #retireearly #coupleplan #cashflowmanagement #workingcouple #mutualfundssahihain #familybudget #travelplan #bestmutualfund #quorafinance


Saturday, February 22, 2020

#fnquotes #marriage #cfp #lifebeyondgoals #fashionjewellery #wealthcreation #buyingdecision #certifiedfinancialplanner


Thursday, February 20, 2020

Do you wonder the same ? #mutualfundssahihain has worked to a great extent in creating not only awareness, but also increase in no.of folios and Asset Under Management ( AUM ) This is creating buzz and suddenly everyone is searching,talking and knowing about #MUTUALFUNDS , to an extent that at times one get a feeling, have all other asset classes and investment avenues closed ? Is there no other option ? OR Is it not even considered ? #FNquotes #cfp #certifiedfinancialplanner #lifebeyondgoals #livemore #happytogether #couplegoals #travelgoals #wealthcreation #coupleplan #financialplanner #mumbai #financialfreedom #bestmutualfunds #personalfinance #retireearly


Monday, February 17, 2020

How much time do you Invest in Knowledge acquisition ? #Morningbreakfast #FNquotes #childupbringing #lifebeyondgoals #wealthcreation #financialplanning #cfp #livemore #couplegoals #travelplan #traveldiaries #certifiedfinancialplanner #financialplanner #wealthmanagement #workingcouple #financialadvisor #childeducationplan #retireearly #cashflowmanagement #childeducation #clientfirst #happytogether #mutualfundssahihain #travelgoals #retirement #bestmutualfunds #personalfinance #retirementplanning #financialfreedom #bnimumbai


Sunday, February 16, 2020

#morningbreakfast ; Lifestyle ; Concious Living _-_-_-_-_-_-_-_-_+_+_+_+_-_-_-_-_-__-_-_-_-_ ( One of my Client and his wife's Conversation in front of me after about 1 hr of my draft plan presentation ) Husband: About 20 yrs back or a bit more , people used to have smaller houses and more people living in the house.We don't spend on things which is like drinking, smoking , going out for dinner / launch every week. Now that we know all our expenses and life needs ,surplus & opportunities ,should we talk about our expenses in detail? Wife: I agree, Today we are 3 of us and we have 3 BHK, yet every wardrobe has no space Both said together- Can we re-look at oir clothes buying habit ? And this #30wears & #conciousbuying is exactly what they discussed about, and now developed a habit , resulting in saving more every month for past 18 months or so. This conversation probably came, when they came to know their #CURRENTSPEND & it's #WHEREABOUTS & #lifeneeds #oppourtunities every rupee can generate Presenting this calrity, is part of my core offering & every client is #moreclear post 3 meeting #thereader :Darling when can we have such clarity ? (so much to contribute ) #fnquotes #cfp #cashflowmanagement #conciousbuying #lifestyleexpense #happytogether #couplegoals #retire


Friday, February 14, 2020

#valentines #happyvalentinesday #happytogether❤️ #couplegoals❤️❤️❤️ #FNquotes #moneyrelationship #wealthcreationstrategies #financialfreedom #financialindependenceretireearly #financialindependence #lifebeyondgoals #livetoday


SEBI Introduces direct plans and bans upfront comission on #PMS https://ift.tt/2SDQzYs #FNquotes #sebi #pms #lifebeyondgoals #stockmarketnews #cfp #feeonlyfinancialplanner #wealthcreation #certifiedfinancialplanner #happytogether #coupleplan #travelgoals # #financialplanner #mutualfundssahihai #childeducation #icai #financialfreedom #financialplanning #clientfirst


Thursday, February 13, 2020

#FNquotes #childupbringing #lifebeyondgoals #wealthcreation #financialplanning #cfp #couplegoals #coupleplan #certifiedfinancialplanner #financialplanner #happytogether #retirementplan #childeducationplan #homebuyplan #retireearly #bestinvestment #cashflowmanagement #budget2020 #childeducation #clientfirst #charteredaccountant #mbafinance #mutualfundssahihain #travelgoals #retirement #bestmutualfunds #bestmutualfund #retirementplanning #financialfreedom #bnimumbai


THIS HAPPENS WITH EVERY INVESTOR It disturbs 89% recepients #_-_-_-_-_-_&&&&&_-_-_-_--_-_-_-_-_--__--£ You probably would be receiving such msgs.-Is this not disturbing, ? Someone always intends to 'SELL' you something, without even really understanding, whether one even is thinking of it or really need it. Even if thinking, How would you , as a Investor read this msg and Would this become a decision maker to invest ? #FNquotes #cfp #agent #financialproductagent #donotdisturb #lifebeyondgoals #livemore #financialplanning #certifiedfinancialplanner #retireearly #financialplanner #mutualfundssahihai #coupleplan #wealthcreation #clientfirst #cashflowmanagement #personalfinance #happytogether


Wednesday, February 12, 2020

How many Company's does one know who are 100+ yrs in the business ? If you know personally, do name it and the person you know to do our bit of Recognition Met today Rajen Bhatia , Director M/s Tikamdas Khimji Pvt.Ltd, with 125 yrs.of business,( 4 generation Business ), into #Logistics #freightforwarding #cargomovements #accrossgeographies Amazed to know, Such a Professional, in this business which has actually transitioned from WHEELS TO AIR , yet so grounded and great at heart. Would be glad to connect with this gem of a person #iata #wca #carvra #imc #bma #api #pharma #defence #chemicals #importexport #exim #manufacturers #fmcg #greenfield #financedirector #logisticsmanager #FNquote #cfp #tkpl #cha #machinery #asia #europe


#FNquotes #valentines #cfp #couplegoals❤️❤️❤️ #happytogether #traveltogether #couplestravelgoals #wealthcreation #experiencelife #lifeexperience #financialplanning #financialplanner #certifiedfinancialplanner


Tuesday, February 11, 2020

WOULD YOU LIKE TO BE PART OF THIS REVOLUTION ? I AM HERE TO CHALLENGE and CHANGE THIS WHY ONLY top 1% has owned more wealth than the rest of the world's population ? Make the best of 24 Hours to LIVE MORE and create REAL WEALTH #FNquotes #cfp #financialplanner #lfebeyondgoals #livemore #certifiedfinancialplanner #couplegoals❤️❤️❤️ #workingcouple #travelgoals #wealthcreation #bestinvestment


mediclaim Insurance Ambiguity Removed -No more claim Rejections for this wrong reason

A Ambiguity in definetion of Pre-Existing disease in Medical Insurance Corrected 


https://m-economictimes-com.cdn.ampproject.org/c/s/m.economictimes.com/wealth/insure/health-insurance/irdai-amends-definition-of-pre-existing-diseases-a-move-that-can-reduce-insurance-claim-rejection/amp_articleshow/74064176.cms

#certifiedfinancialplanner #fnquote #coupleplan #retireearly #workingcouple #lifebeyondgoals #riskcover #insurance #medicalim

Monday, February 10, 2020

I am a PERFECTIONIST and I research , deep dive into things and take decisions only when I am 100% sure of the result, every time. &^^^^^0^^^^^&^^^^^0^^^^^&^^^^^0^^^^^&^^ A Prospect said this a year back and is still researching . #FNquotes #childupbringing #lifebeyondgoals #wealthcreation #financialplanning #cfp #livemore #couplegoals #coupleplan #travelplan #traveldiaries #certifiedfinancialplanner #financialplanner #wealthmanagement #workingcouple #financialadvisor #mutualfundssahihai #retirementplan #childeducationplan #homebuyplan #homeloanpayoff #retireearly #bestinvestment #cashflowmanagement #budget2020 #childeducation #financialfreedom


Sunday, February 09, 2020

Would you like Money as YOUR MASTER or as YOUR SERVANT ? _=_+-+-+-+-+-_=_++_=_+-+_=_=_=-+_+_+_+_+_+_+_+ #FNquotes #childupbringing #lifebeyondgoals #wealthcreation #financialplanning #cfp #livemore #couplegoals #coupleplan #travelplan #traveldiaries #certifiedfinancialplanner #financialplanner #wealthmanagement #mutualfundssahihai #retirementplan #childeducationplan #retireearly #bestinvestment #cashflowmanagement #budget2020 #childeducation #mutualfundssahihain #travelgoals #retirement #retirementplanning #financialfreedom #bnimumbai


Saturday, February 08, 2020

I have my business since last 7 yrs., but I do not know the REAL PROFIT ? -_---_-_-_-_-_-__+_-_+_+_+-_-+_-_+__+_-_-_-_ DO YOU EVEN KNOW WHAT's your NETWORTH, very clearly ? DO YOU KNOW, THE REAL BUSINESS PROFIT ? -I asked a prospect. I have my business since last 7 yrs. I started as a sole propritor and now it's a partnership business, but I don't know REAL BUSINESS PROFIT . REAL PROFIT would mean purely Business Income and Business expense ,WITHOUT ANY BOOKISH ENTRY. Well, then how would one make WEALTH for Family Use when needed ? And when Business and Family Finances are merged especially without clear picture,,, the result is most disaapointing, and it kills since that realisatiin comes when already anout 5-10 yrs are gone Always have personal and business finance seperate PLUS always have a hang of REAL PROFIT #fnquote #cfp #wealthcreation #lifebeyondgoals #livemore #businessworking #partnership #solepeopritor #realprofit #financialplan # #financialplanning #financialplanner #financialadvisor #certifiedfinancialplanner #investmentadvisor #retireearly #mutualfundssahihai #retirementplan #budget #coupleplan #childeducation #workingcouple #clientfirst #cashflowmanagement #budget2020 #personalfinance #charteredaccountant #saynotofreeadvice


I have my business since last 7 yrs., but I do not know the REAL PROFIT ?

I have my business since last 7 yrs., but I do not know the REAL PROFIT ?

-_---_-_-_-_-_-__+_-_+_+_+-_-+_-_+__+_-_-_-_

DO YOU EVEN KNOW WHAT's your NETWORTH, very clearly ?

DO YOU KNOW, THE REAL BUSINESS PROFIT ? -I asked a prospect.

I have my business since last 7 yrs. I started as a sole propritor and now it's a partnership business, but I don't know REAL BUSINESS PROFIT .

REAL PROFIT would mean purely Business Income and Business expense ,WITHOUT ANY BOOKISH ENTRY.

Well, then how would one make WEALTH for Family Use when needed ?

And when Business and Family Finances are merged especially without clear picture,,, the result is most disaapointing, and it kills since that realisatiin comes when already anout 5-10 yrs are gone

Always have personal and business finance seperate PLUS always have a hang of REAL PROFIT

#fnquote #cfp #wealthcreation #lifebeyondgoals #livemore #businessworking #partnership #solepeopritor #realprofit #financialplan # #financialplanning #financialplanner #financialadvisor #certifiedfinancialplanner #investmentadvisor #retireearly #mutualfundssahihai #retirementplan #budget #coupleplan #childeducation #workingcouple #clientfirst #cashflowmanagement #budget2020 #personalfinance #charteredaccountant #saynotofreeadvice 




*Most Viewed writer* on #quora on #retirementplanning Especially on a question - *"I am 30 and intend to retire in next 15-20 yrs.How can I plan to #retireearly?"* #fnquotes #cfp #certifiedfinancialplanner #coupleplan #coulpegoals #travelgoals


Thursday, February 06, 2020

How do I build a retirement corpus of 12 crore? I’m currently 30 and plan to retire by 45-50 years.

I BELIEVE, this is DOABLE and POSSIBLE

Following are certain basic options, based on mathematical calculations considering corpus required after 15 years - ( If it’s 20 yrs same will change a lot , so first make up you mind and plan )

( This is with the understanding that you have arrived to 12 crores with some proven system and process )

Choices would depend upon-

A- Your Income flow

B- Your current Investments and wealth

C- Your Future Income and regular cash flow CERTAINTY

D- It’s based on current tax structure , post tax

E- PPF Tax free limit pa is only 1.5 lac

F- Your risk Profile and risk taking ability

G- This is also with the underatanding that ALL OTHER LIFE needs before and after 15 yrs is considered and taken care off , including personal inflation and that those life needs does not disturbe this.

H-Also it is assumed that if it is anywhere related to markets, like equity or equity mutual funds or debt mutual funds and all other investments needs to be tracked , reviewd, and changed, if need be 

I- THIS IS EASILY DOABLE- Do NOT IGNORE this statement - YOU ARE THE BIGGEST ASSET

So Invest in yourself , in your health, self interest, skills and training upgradation, and knowledge and people as -

EMI+Current expenses ( plus personal inflation growth )+ The amount as per your choice to achieve your defined Wealth Corpus ( incl retirement fund ) = INCOME REQUIREMENT TODAY ( and income growth is dependent on all of this )

Also, be prepared to be around KEY POSITIVE People around and shut off noise, which takes unnecessary time, energy and efforts.

ALSO,

DO Write 5 things, what you would do post 15 years , as I have also know people retiring with required corpus, but no plan and the corpus goes bust.

#FNquotes #lifebeyondgoals #wealthcreation #financialplanning #cfp #livemore #couplegoals #coupleplan #traveldiaries #certifiedfinancialplanner #financialplanner #wealthmanagement #mutualfundssahihai #retirementplan #childeducationplan #homebuyplan #cashflowmanagement #budget2020 #childeducation #clientfirst #charteredaccountant #mbafinance #investmentadvisor #vision2020 #travelgoals #bestmutualfunds #staymotivated #personalfinance #financialfreedom #bnimumbai


Wednesday, February 05, 2020

#FNquotes #budget2020 #budgetview #wealthcreation #cashflowmanagement #coupleplan #cfp #certifiedfinancialplanner #financialplanning #charteredaccountants #travelgoals #travelplan #traveldiaries #financialplanner #financialfreedom


#FNquote #childupbringing #wealthcreation #financialplanning #cfp #livemore #couplegoals #coupleplan #travelplan #traveldiaries #certifiedfinancialplanner #financialplanner #wealthmanagement #workingcouple #mutualfundssahihai #childeducationplan #homebuyplan #retireearly #cashflowmanagement #childeducation #clientfirst #charteredaccountant #mbafinance #travelgoals #bestmutualfunds #staymotivated #bestmutualfund #retirementplanning #financialfreedom #bnimumbai


Tuesday, February 04, 2020

What if Something happens to me, I want my family to live same way

What if Something happens to me, I want my family to live same way

_______-----------_----√√√√^^^^^√√----_______
====================≠===========

Ageing Father and Mother , single sister, spouse and son AND I am the only one (ofcourse with my wifes so much support and understanding), to manage every bit of family with the Business.

I have this self doubt -ALWAYS-, since past 1 and half year, if something happens to me,what will be my family situation ?

In thought unclear, uncertain 1 and half year, I got detected with blood pressure at young age and Now worry more about them .

That's why I am meeting you, Said one of my client 3 years before when we first met.

Do you also LIVE CURRENTLY WORRYING THE SAME ?

#FNquote #cfp #lifebeyondgoals #familyfirst #wealthcreation #financialplanning #financialplanner #couplegoals  #coupleplan #travelplan #travelgoals #traveldiaries #mutualfundssahihai #lifeinsurance #riskplanning #staymotivated #livemore
#retireearly #retirementplanning #vision2020 #action2020 #certifiedfinancialplanner #bestinvestment #financialadvisor #childeducation

#FNquote #childupbringing #lifebeyondgoals #wealthcreation #financialplanning #cfp #couplegoals #coupleplan #travelplan #traveldiaries #certifiedfinancialplanner #financialplanner #wealthmanagement #workingcouple #childeducationplan #retireearly #cashflowmanagement #budget2020 #childeducation #clientfirst #charteredaccountant #mbafinance #investmentadvisor #vision2020 #action2020 #travelgoals #bestmutualfunds #staymotivated #personalfinance #financialfreedom


Monday, February 03, 2020

#FNquote #childupbringing #lifebeyondgoals #wealthcreation #financialplanning #cfp #couplegoals #coupleplan #travelplan #traveldiaries #certifiedfinancialplanner #financialplanner #wealthmanagement #workingcouple #financialadvisor #mutualfundssahihai #childeducationplan #homebuyplan #retireearly #bestinvestment #cashflowmanagement #travelgoals #retirement #bestmutualfunds #quittersday #staymotivated #personalfinance #bestmutualfund #retirementplanning #financialfreedomđź’°