Monday, January 24, 2022

When to revisit your investment strategy?

'Bloodbaath on dalal street'- if this disturbed you, or if today's fall disturbed you because of the loss you see in your investments you need to revisit your investment strategy.

Was this not known?

#investmentstrategy #financialplanning #financialplanner #financialfreedom #couplesgoals

Saturday, January 22, 2022

Majority and even your wealth has a impact by this Supreme court ruling

This impacts high % of Indians networth and wealth, including yours, and is a decision which has retrospective impact to properties transfer disputes or pending even before 1956.

Networth management and transfer is a a continuous process independent of age, wealthy or middle class, salaried or business or professional, big family or nuclear, beginner or matured or retired - and with returns, expenses, insurances, investments , loans and liabilities, income growth etc this also, cannot be ignored.

My take is, once anyone has opened a bank account, one needs to have a WILL.

#wealth can be managed, operated and transfered via multiple ways like gift deed, POA, joint or single bank account holding, proper nominations, trust deed, WILL , seperation agreement (family or divorce) etc which, when and how to choose and apply is always individualistic, depending upon why and what.

Simple, there are ways, point is how serious and committed you are for your hard earned money to work for you as you intend and need ?

#financialplanning #estateplanning #financialplanner #financialfreedom  

Image credit and reference - Hindustan Times news on recent Supreme court ruling. 

Friday, January 21, 2022

Find answer to this question first, before searching for answer on where to invest

CEO of  Mirae Asset Investment Managers (India)  shared this - for first time and seasoned investors equally.

'Before looking for answer on where to invest, first lookout for answer on why to invest'

'Everybody has a different why'

"there is no difference for retail investors and rich or wealthy investors - today every opportunity is available for each investor.'

Beauty of Investing is that there is always product available to follow and satisfy your why.

Appreciate Swarup Mohanty , for sharing this so simply and coming from you with experience.

Appreciate CIEL - Center For Investment Education and Learning for facilitating such session.

#keepitsimple #fiiancialplanning #financialplanner #mutualfund #financialfreedom

Thursday, January 20, 2022

Budget 22 expectation to save on tax by Salaried employee

What would you prefer from BUDGET 2022 ?

For a salaried employee more cash in hand and less tax is important.

#salaries #jobalert #wfh #tax #financialfreedom #financialplanning #comment 


Wednesday, January 12, 2022

Continuous Learning is best Investment and highly ignored

Continuous learning need not be just lip service, but to make it part of personal and professional growth. More so over, learning and sharing with the community and growing together gives another high.

Needless to say, with this in DNA, it also helps passing professional #CFP certification regulatory requirements as well to gain CPE points as part of holding and renewing the professional certificate of CFP year on year as mandated by Financial Planning Standards Board Ltd., and FPSB Ltd. - India (LO) .

Not only attended, but also successfully passing the tests to gain this certificate. Appreciate and gratitude to the team members of Network FP to conduct such a professional event.

#ACESUMMIT2022 #financialplanning #financialplanner #cfp #certifiedfinancialplanner #financialfreedom #certifications

Secret to apply financial information or headline numbers to your advantage

News - 'XYZ' delivered 30% CAGR returns since Jan, 2015 (7 years)

Truth - 'Anything that is compared during it's peak or in bull market will always lift the average up and it never stays up, infact upside only comes after a bad phase'

Action or how to apply this-

Always see 'downside' and downside period & then upside and upside period and check the range , plus check how it has done in down time and uptime and then what is current time ? (uptime or downtime) AND then see if matches your risk profile, your liquidity needs and beats your inflation.

Everything else, then would follow and then decision and action time.

Keep it simple.

What say ?

Kirtan A Shah
Priya Krishnamoorthy 
Shreyans Shah  
Madhvendra .    
Anagh Pal     
CA Yogesh Awasthi 🇮🇳   
Vipul Prasad        

#financialplanning   #financialfreedom #investingforbeginners  #financialplanner #couplesgoals

Tuesday, January 11, 2022

What would be your action after reading this headlines ?

What would you do, after reading 2 headlines as below-

1- Blackstone exited and sold it's stake in Mindspace REIT

2-Middle East sovereign fund Abu Dhabi Investment Authority (ADIA) took about 9% stake into Mindspace REIT thru' a bulk deal today.

Is this news leading to action and if yes, what should be the action?

#newsalert #financialfreedom #mindspace #financialplanning #finajcialplanner

Sunday, January 09, 2022

Financial Freedom in real sense ?

How about 3 in one planning?

A- Ideal Home to stay plan,

B-That serves as part of Financial Freedom in it's true sense (and not just financial plan),

C-Contributing to Environment by building sustainability.

A client of mine told me rather then pending bomb on home which is not sustainable, has more negative longterm impact then positive and also impacts health negatively, I would like to reverse all of this.

He sent me this article today. (regularly sends me such articles). (Click on link provided at the end)

What are your thoughts?

Sharad Kumar 
Kunal Sawant 
Piyussh A Shah  
Ashish Singodia   
Ruparanjan Mohapatra    
NaReSh JoGu      (already implemented)
Bhavin Kothari      
Vinay Desai       
Divyashikha Gupta        
Kirtan A Shah         
Ashish Jhanjee          
Falak Lokhandwala           
Alkesh Patel            
Yash Patel             
Jesse J             
Sharad Kumar             
GAURAV BHOSLE                  
Dr.Vinita P. Kadam  Physiotherapist - Hotelier                  
Subhajit Mukherjee   
Mahesh Thawani  
Urvish Sanghvi  
Vibhav Kulkarni   
Abhijeet Zagade   

Gopal Jhaveri

#financialplanning #financialfreedom #financialplanner    #home    #couplesgoals  

Self Sustained home

Saturday, January 08, 2022

General basic but specific factors to consider and rank before going to buy a home

Following are specific but general criterias, when one looks to buy a home to stay -

A-Environment (light, air, sound, cleaniliness etc).

B-Space comfort (inside and outside).

C-Amenities and facilities (within and around the society).

D-Type of society construction, kind of people in society and builder quality.

E-Social Circle around.

F-Time of travel (proximity to comfort), like school, office, college, relatives, and to public transport and other utilities like hospitals etc systems.)

G- other needs (floor preference, snr.citizen area or comfort, jodi flats,)

Ofcourse, within budgeted range. (goes without saying) (this plus, E & F defines your location preferences and at times even A)

What else you think one must see as important criteria to buy home?

What have I missed?

What is your preference number (top 5)?

Ashish Singodia
Piyussh A Shah 
Sharad Kumar  
CA Yogesh Awasthi 🇮🇳   
Ruparanjan Mohapatra    
Madhur Gundecha     
Kirtan A Shah      
Madhvendra .       
Shrey Jain        
Alkesh Patel        
Ashish Jhanjee           
Deepika Saraf           
Tapan Shah            
Jaiyy Kumar Pathak
Falak Lokhandwala
Kunal Sawant  
Vinay Desai   
Kriti Belwal  




#comment #linkedin #homebuying #financialplanning #financialplanner

Friday, January 07, 2022

Free Financial information based on google SEO could be deteimental to your growth

Take 'free' information with a pinch of salt and one needs to know to filter the #google seo information right.

What is coming to your inbox could be detrimental to your growth.

#financialplanning #financialplanner #investing #financialfreedom

Saturday, January 01, 2022

Welcome Action Year 2022

Welcome 'Action' year, 2022.

Actions are differentiator between Wishes and Fulfillments.

Sidhi baat, No Bakwas.

#financialplanning #financialplanner #financialfreedom #financialadvisor #couplesgoals